1 (833) PENDRTH

10am to 6pm EST

Edit Content

About Us

At Pendrith Capital, we operate upon the core values of transparency, synergy, and trustworthiness. As a lower to middle market  financial advisory firm, we put you and your visions first. We are always determined to help every client find the best capital options available.

Contact info

Finance Rates

Treasury Securities, Libor and Prime

Treasury securities

Commercial finance investors and lenders will use bench mark of the United State Treasury as a secure interest for specific lending standards. The Treasury yields as an indicator for commercial lending practices. Treasury securities are backed by the full faith and credit of the U.S. Treasury.

Treasury Data Last SearchCurrent WeekLast MonthLast Year
Ten-Year Treasury Constant Maturity3.6003.9702.410
182-day T-bill auction avg disc rate4.6504.9701.050
One-Year MTA3.4663.4660.219
Two-Year Treasury Constant Maturity4.0205.0002.350
Five-Year Treasury Constant Maturity3.6304.3102.490
91-day T-bill auction avg disc rate4.6754.7650.605
One-Year CMT (Monthly)4.9304.9301.000
One-Year Treasury Constant Maturity4.5505.2201.670
U.S. Treasury(%)
5-Year US Treasury Note3.592%
7-Year US Treasury Note3.528%
10-Year US Treasury Note3.273%
United States Treasury SWAPSWAP (%)
1-Year US Treasury 4.848%
2-Year US Treasury 5.176%
3-Year US Treasury 5.272%
5-Year US Treasury 5.029%
7-Year US Treasury4.457%
10-Year US Treasury4.074%
30-Year US Treasury 3.719%

* Treasury indexes are of interest to investors and borrowers alike, especially those who have commercial mortgages or business loans.  Indexes are based of data from the Federal Reserve and the United States Treasury.

Commercial real estate is leveraged by risk. When risk is more apparent, investing entities favor a higher return of compensation. To offset this risk  in lending treasury yields on many bonds and money market instruments are priced at a spread. Treasuries are always backed in full faith by the US government are considered a risk free investment vehicle.

Libor Commerical Rates

The London Inter-bank Offered Rate is among the most common of commercial real-estate benchmark interest rate indexes. The LIBOR index is common for writing instituted investment banks mortgages.

Libor Lending RatesWeek AverageLast MonthLast Year
30 Day LIBOR Rate5.165.031.01
90 Day LIBOR Rate5.255.351.5
180 Day LIBOR Rate6.756.52.25
1 Year LIBOR Rate
Call Money5.946.264.43
Bond Buyer's 20 bond index4.864.720.46
FNMA 30 Year Commercial Mortgage 60 days5.195.722.2

*  Libor Rates are aggregated  with open market data. Data shown does constitute your lending rate. Feeds can be subject delay, use for quick reference. 

Key Commercial Finance Rates

Prime rate is the most common index. Prime is the widest used benchmark for equity lines of credit, business loans, credit financing and consumer based retail property financing. Prime rate is influenced directly by the federal funds rate, which is set by the Federal Reserve.

The SBA 504 Loan program is a powerful economic development loan program that offers small businesses another avenue for business financing. The intention of the 504 program is to promote business growth, and job creation. 

Key Commercial Lending Data RatesCurrent WeekLast MonthLast Year
WSJ Prime Rate0.2230.2230.223
Federal Discount Rate54.750.5
Fed Funds Rate (Current target rate 4.75-5.00)54.750.5
11th District Cost of Funds87.757.75

*  Indexes are based of data from open markets and updated daily. Feeds can be subject delay, use for quick reference. 

What loan program suits your property?

Purchase a new commercial investment property.

Take out a balloon, decrease your rate and or increase cash flow

Cash in your investment equity and increase your leverage.

Trusted Reviews

Looking to get Started? Submit a Application

Need Something different?

We offer many different financing options; just visit our finance solution center to see what loan can be tailored for your commercial property or asset.